Is Value-Momentum Even A Thing?

  “Only the disciplined ones in life are free. If you are undisciplined, you are a slave to your moods and passions.” – Eliud Kipchoge Eliud is not a guru born in the 1300’s. And he didn’t lead the Romans to victory after victory. He’s a slightly built man that did something no one has…

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Will Religion Hurt Your Portfolio?

The first time I went to an Unitarian Universalist Fellowship was before my son was born… so I’m guessing it was over 12 years ago. We were there on graduation day. The seventh graders were graduating from their religious education class. And in the prior months fourteen, twelve year olds in Silicon Valley were offered…

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Better Than Net Worth….

What’s your net worth? What you’re probably thinking about right now has something to do with your money or investments, right? Makes sense. This is a money and investment blog. Below is a definition of “net worth” from Investopedia: An individual’s net worth is simply the value that is left after s/he subtracts her debt…

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13 Random Thoughts….

Burgess is in Amsterdam for the week and I’m playing Mr. Mom (read: less time for writing). Below are a handful of thoughts, quotes and questions that I’ve been jotting down over the past few weeks. — — — BONDS… “I wouldn’t own any. I don’t want to hold Treasuries now.”  Jamie Dimon, CEO of…

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The Bond Market in 7 Charts

The 30-Year US Treasury Bond Price

The US Municipal Bond Market (via ETF: MUB) Down -0.70% YTD (including dividends) Down -1.4% since July 2016 (including dividends) The 10-Year US Treasury Note Price Index Down -3.3% YTD Down -10.3% since July 2016 The 30-Year US Treasury Bond Price Index Down -6.3% YTD Down -19.26% since July 2016 The iShares 20+ Year Treasury…

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The Rosetta Stone of Investing

rosetta stone of investing money

How to solve 93.6% of your investment problems using one question.  The questions an investor (or his/her advisor) asks, determines how well their investments grow. Better questions equals better returns.  Unfortunately for investors (and their advisors) many are asking the wrong questions. They’re asking questions about diversification. And age. And self-described risk tolerance. These are…

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They’re Watching You…

The email below hit my inbox Sunday, September 2nd in the evening. The only thing I added was a link that he mentioned. — — — There were red flags. Which is an understatement. It’s not that I can’t recognize when somethings wrong… It’s just that… I didn’t know where to start. Losing half my…

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How To Live Anxiety Free

39%… That’s how many people finished. And the ones that finished looked mostly destroyed. Limping. Wincing. Mostly with that 1,000 yard stare on their face. They’d been tested at a deep level. The finish line was more of a graveyard of depleted souls. And. These. Were. The. Ones. That. Finished. So what was the race?…

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A Weakening Market According To Goldman Sachs, Time To Sell?

“Quickly Address Mistakes, Or You’ll Stop Learning.” Ben Hardy But what if people don’t know they’re making mistakes? Or what if they don’t know what those mistakes are? Or even worse, what if people think the source of their mistakes are other people? AND what if one of those mistakes was watching the news? Perhaps…

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Five Charts that Define 2018

crystal ball

The stock market is the closest thing we have to a crystal ball. The stock market bottomed in April 1942 a full three years before the Allied Forces beat Germany/Japan in WWII. How did it know to bottom and then move up 135% three years before the war ended? The stock market only had three…

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