Oops. This Might Really Hurt Retirees

We’ve been taught bonds are safe and stocks are dangerous.  It’s not that bonds are actually dangerous, it’s the story of safety that has been wrapped around them for the past 50 years that is dangerous.  We are all taught to keep “safe money” in bonds. And money that can get kicked around and beat…

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German Yields Rule The World

These charts will change how you see everything.  Let me explain.  We’ve all been taught to fight the last war.  In the 1970’s and 1980’s “NOT being diversified” was where the war was waged. And then the world got index funds and Mutual Funds and ETFs. And now today people are still being taught to…

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Ask Me Anything

About 60 days ago I asked the Fearless Wealth community to ask me anything. Below are ten questions, plus a bonus that I curated based on all the questions that came in.  If you like this format please let me know and I’ll do it again.  Below are the questions. In many cases I had…

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The yield curve was so last recession

Anyone else tired of hearing about yield curves??? At some point a word or term is so overused it doesn’t mean anything anymore. And it loses its value.  It’s like saying you want to be successful. I don’t even know what that term means anymore. How is success measured?  Or everyone wants to be “authentic”…

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The Bond Market Is Signaling The End

According to the bond market, the world has ended. Not ending. But ended.  Bonds are going bonkers. Well… actually their yields are going bonkers.  The US 30-Year Yield just hit lifetime lows. It’s as if the bombs are landing right now on US soil and people are dying.  Countries around the world are dropping their…

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The Real Reason Rates Are Dropping In The US

The Federal Funds Rate Are Dropping… We are told the Federal Reserve has a dual mandate… price stability and maximum sustainable employment. Some joke their third mandate is a higher stock market. We are also told that The Fed looks to US centric data to make their interest rate adjustments… well I think things have…

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Five Stock Market Prediction For the Final Innings Of This Bull Market

Change is coming. But not how most expect. And those who don’t prepare are unfortunately going to have a very rough few years. As the 60/40 stock bond split “balanced” portfolio is not going to do the heavy lifting that it has in the past.  The problem? Those darn bonds. 10 year treasuries are negative…

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The Middle Seat of Investing

“Oh… I get the middle seat!” – Said no one ever.  The middle seat sucks. No one wants it.  No arm rests. No space. No area to lay your head. No leg room. You’re always being bumped or elbowed by one of your neighbors.  The only people that get them are the ones that bought…

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Economics vs Price… Choose Wisely.

Hold on… here we go. I think of things as being cheap, fair or rich. And today, broadly speaking, there is nothing cheap and if you draw a midline down that range which we will call intrinsic value, there is almost or maybe nothing or virtually nothing that is selling below its intrinsic value. –…

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New Lifetime Highs AND New Lows… Position Accordingly

Taking its time… If all you’ve been thinking is, the only thing this market does is go higher, then look below. Charlie Bilello has a nice chart showing just how long it’s taken the S&P500 to break above a new 100 point mark. In the last 20 years this is the third longest time it’s…

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