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Answer These Five Questions You may be thinking, “I don’t even know what questions to ask, let alone answer them!” Well, I’m here to tell you what those questions are, then I’ll show you the answers, and then I’ll help you effortlessly turn your financial life around. Get Absolute Financial Clarity. Once you’re clear, you can become the person you were born to be.
First Get Clear. Then Get Rich. You listened to what your parents said. Then you did what they told you to do. You studied hard at school. You worked your butt off during your career. You’re a good spouse and parent. You provide for your family. You only made one mistake: you listened to your financial advisor. It's pretty awful, isn't it? It feels as though everything you were brought up to believe is just one big lie... Remember These Old Chestnuts?
Well, if you were 65 years old in October 2008, you lost about half of your retirement money. So Whose Hand’s in the Cookie Jar? Answer: all of the above. Did you know that Wall Street “advisors” can pretty much get away with anything as long as they can prove that the investments they made for you were “suitable”. That means they don’t have to make the right decision for your wealth, they just can’t make an unsuitable one. Think of it as their (not your) get-out-of-jail-free card. A leading consultancy found that nearly 50% of all portfolio managers leave their posts within 5 years because they are paid for revenue growth instead of portfolio performance... What that means is that they are no longer paid for what they’re doing with your money, but are paid for bring new clients into their firm. They’re not managers of money anymore, they’re salesmen... The truth is money managers, stock brokers and financial advisors are paid to bring in more clients. Check out this proof from a PriceWaterhouseCooper survey: Of the 1105 money managers surveyed only 3% said ‘investment performance’ was an important measure. Read that sentence again. Only 3% said the performance of their client’s money was an important measure to them.
Look how far down “investment performance” ranks on their chart! It’s an outrage! And Congress? They’re too busy spending your tax money on pork barrel projects to worry about protecting your portfolio. They’ll let the market blow up first, then regulate later. Maybe if they worried about Wall Street before the crash, they wouldn’t have had to spend 787 BILLION DOLLARS to fix the problem... It’s all a familiar story. But there’s one other culprit. One far more powerful force than all of those shysters I mentioned above... You. You left the most precious asset in your life in the hands of someone else. "But money isn't the most precious thing in my life." Still With Me? Good... I'm proud of you. Really. It takes a big person to face up to something like that. And that's the first step you had to take for what I'm about to show you to mean anything to you. ...Because It’s Simpler Than You Think. There are only two things that you need to know about money. That’s right, just two things. How to make it. And... How to manage it. That’s it. If It Was That Easy, Wouldn’t We All Be Rich? I said that it was simple. Not easy. What’s the difference? Well, there’s a big difference between having the money to do whatever you want... and having the money to do what you want to do. It’s an important distinction. The first one implies that you’re stupidly rich and have no responsibility. If you’re reading this, you’re probably not a trust fund baby or an oil sheikh or a Russian oligarch. The second implies something far worthier. It implies that you made a decision. A decision about what you actually want to do with your life. And then you made a plan to get the financial resources together to go do it. That’s a job well done. Excuse Me... Just Who the Heck Are You? My name’s RC Peck. My parents trusted their stockbroker. And then he went and embezzled their life savings. Not ideal. You can say I’ve got a bit of an issue with the way things are done on Wall Street... On Capitol Hill... In your stockbroker’s office... Shock. Denial. Realization. Resignation. It was just plain awful to see my folks suffer like that. At that point, I made it my mission to help anyone I can to avoid that fate. Some advisors like to help people with their health. Others with spiritual matters. I chose financial matters. I’m uniquely placed to help you because of my direct experience with how people like you can get hurt when they don’t handle money well. The Five Questions I Always Get Asked Over the years, I’ve been asked many questions about how people can realize their financial potential and live the lives they’ve always imagined. Let me go through the big 5 one-by-one. Question #1 What’s the Mindset of a Wealthy Person?
We’re all human. And we make assumptions that may not be true. Like, “Humans are naturally good with money.” And, “If I’m not good with money, then something must be wrong with me.”
You see, money is very simple. Humans are not. We want things to be fair. “Trust” that things will get done. We care for people and they care for us.
The problem is this - money doesn't do trust. Money doesn't do fair or unfair. It doesn't care... or not care.
Just because you’re smart, doesn’t mean you’re rich. And likewise, just because you’ve worked hard your whole life, doesn’t mean you’re rich. Why is that? Because money only cares about how you treat it. Work is not money. Smart is not money.
Ever wonder why Academy Award winning actors, successful CEOs, and brilliant artists always seem to have been divorced 5 or 6 times? It’s because their success at their work has nothing to do with the way they treat their spouses.
How many times have we heard this from them: “I’m beautiful, successful, and nice. Why can’t I hold down a relationship?”
Oh yeah, it’s nice in the beginning, but sooner or later, their loved ones wind up leaving because they’re not being treated right.
Money is the same way. If you don’t treat it right, it’s out the door....
So what's the mindset of money? How can you attract that money?
I’ll show you exactly what that mindset is and how you can thrive with it. Question #2 How Do I Get Clarity?
Let me ask you a question. Would you ever drive a car without a dashboard?
Dumb question, you might think. Of course I wouldn’t. Then why would you go through your life not knowing exactly where you are financially?
“Where am I?” “What's working?” “What's not?”
Clarity is very difficult to get. And in our interconnected world, it's actually got more complicated. We’ve got so many bits of information flying through cyberspace every day, some accurate, but most not, how can you be expected to find that clarity yourself?
I’m not talking about things like Quicken or Microsoft Money... I’m talking about tracking your numbers.
What do you save, spend and earn? What's your net worth?
Well, make watching your money like watching the dashboard on your car. Don’t worry, I built the dashboard for you... and my clients love it! It’s one of the main reasons why literally hundreds of couples that I’ve helped are leading better, richer, and more fulfilling lives.
And it’s really easy to use. You just stick in your numbers, and it does the rest for you.
The Wealth Dashboard is a great indicator of what you are doing... and what you may need to do.
For instance, if your net worth hasn’t gone up for four months in a row... maybe you need to change what you're doing.
The great thing is that the numbers don't lie.
“This is working. This is not working. This is where I am. Oh, now I know what I have to do.”
These kinds of thoughts are what you need to have to keep yourself on track. And you can’t keep yourself on track without knowing your exact financial position.
You’ll get my Wealth Dashboard as part of Absolute Financial Clarity. You just fill in the numbers. My dashboard will translate the numbers for you.
Remember, money doesn't care how hard you've worked...
Question #3 What’s the Best Investment Strategy
To Protect My Money Today?
You might be thinking, “My stockbroker isn't working for me anymore.”
Well, the rising tide was lifting all the boats for so long, you probably didn’t check whether your stockbroker was working or not.
I’m going to show you a strategy that answers the question you’ve really been asking yourself your entire adult life. You’ve been asking yourself, how do I know where and when to invest my money?
Should you have your money in stocks? In bonds? In physical assets? In other countries’ currencies? Or none of them?
Imagine if you had a strategy that clearly and simply told you where to invest your money. No fanfare. No CNBC news blast. No Yelling Stockbroker to tell you to stay in the NASDAQ index a month before it crashed.
Just a simple signal that says where to invest your money.
That doesn’t sound too bad does it?
My clients didn’t think so either. In fact in 2004 this obscure and little known strategy told my clients to invest into gold. Gold was price around $400. Six years later, in 2010 gold hit a high of $1250.
So what is this strategy that seems to work so well yet is relatively unknown?
It’s my own special method. It's based on human behaviour and psychology. The idea that human behaviour has an impact on investing has really has gained traction during the past ten years.
In fact, Daniel Kahnemann won a Nobel Prize in Economics for his work based on what we now call behavioural finance.
This obscure investment strategy started working during the Industrial Revolution in England. The famous tycoon Nathaniel de Rothschild (one of the richest men ever), when asked what his investing secret was, famously replied, “I buy when it goes up and sell when it goes down.”
That was almost 200 years ago.
As mentioned above, my strategy is based on asset class. Let’s face it, there are only four things you can invest in. Stocks. Bonds. Commodities. Currencies. Only four choices.
Roger Ibbotson, in a recent study published in the Financial Analysts’ Journal, showed that over 75% of your investment returns comes from the asset class you’re investing in, not the stocks you pick!
Only four choices. That actually makes things much easier, doesn’t it?
I’ll show what group your money should be in right now. So you can make sure you are never caught short and always know where to have your money.
Question #4 How Do I Manage My Debt?
Did you know that in French, “mortgage” means “until death”? Literally...
How about that house debt? Do you own a house and have a mortgage on it? Do you own any investment properties?
Are any of these properties upside-down or underwater?
Mortgage debt. Credit card debt. School debt. Only making partial payments.
What are your choices?
Isn’t time to get that burden off your back? How much more time do you want to waste paying for someone else’s good time?
Having a load of debt on your back crushes you mentally, physically, and spiritually. It starts to make you feel guilty about the choices you’ve made in the past. And if you’re constantly thinking about the past, it’s really hard to focus on the future.
Debt limits your options going forward. It’s as if you’re trying to drive your car along and your passenger keeps pulling your handbrake.
Let’s face it. Everything that you want to is tied to the money that you have at your disposal. If you keep paying interest to someone else, that’s less money for you to do the things that you want to do.
Why just get by?
Ask yourself this: do you really like staycations?
Or would you rather see the Trevi Fountain? Or go to the top of the Eiffel Tower? Or head to a Cubs game at Wrigley Field?
Do you really want a car that just gets you to work and back?
Or would you rather drive that red convertible down the Pacific Coast Highway, or Route 66, or Rodeo Drive, with the sun shining above and the wind blowing through your hair and not having a care in the world?
Do you really just want a roof of over your head?
Or would you rather live in a 5 bedroom mansion, overlooking the sea with its fabulous sunsets, or up in the Rockies in that fresh mountain air, that makes you want to come home every day and say, “This is my castle...”
Having the things that you want, with that sense of accomplishment and achievement that goes with it, will improve other aspects of your life as well.
What kind of relationships do you want?
Do you just want to “have somebody”?
Or would you rather be a part of something based on love, honor, trust, and respect? You’ll be pleasantly surprised at what kind of partner you’re capable of attracting when you’re not living hand-to-mouth...
I’ll lay your choices out for you so we can see exactly what you need to do to fix your debt situation.
And then we’ll fix it.
Question #5
What Tools Do I Need?
I’m going to give you all the tools you need as part of Absolute Financial Clarity. And not just my Wealth Dashboard... I’ll give you everything – absolutely everything - that you need to get started on your way to financial freedom.
The type of debt you have depends on your choices. Mortgage debt is handled differently than investment property debt, which is handled differently than credit card debt, which is handled differently than medical debt, which is handled differently than school debt, which is handled differently than personal debt.
I’ll show you the pros and cons of each choice. Once you’ve made your choice, then I’ll show you how to actually go about eliminating your debt.
We’ll kit you out so you can see clearly for perhaps the first time in your financial life.
But what I really want you to say is...
“My life is a better place because I know RC.”
As the bestselling entrepreneur/author Michael Masterson said, “Freedom means money, and lots of it.”
It's taken me 20 years. I had visited 40 countries and lived in 5 countries by the time I was 26. I've got the reasons and the solutions. I've spent $135,000 (at least!) of my own money. Luckily I did it in my 20s. Or the cost would've been much higher...
Cost is both time and money. You could spend the nearly $200,000 it takes to get an MBA at a top business school, but even that doesn’t guarantee financial wealth. And it surely doesn’t guarantee happiness.
Look, you could do this on your own. I know you can. It took me twenty years so I’m sure if you were super-human about you could do it in five or six years.
But at what cost?
When asked about staying faithful to his wife, Paul Newman once said, “Why go out for a hamburger when I’ve got steak at home?”
So why would you go looking for the answers, perhaps searching for years, when I’ve got them for you right here?
What does five years of your life look like?
Do you want to spend that time driving that new red convertible down Ocean Drive, or heading to your “castle” by the lake, or spending your time with a loved one... or do you want to spend it in a lab figuring out how the human brain works with money?
And even more importantly, how your brain works with money...
What you are investing in is something that can be measured in years and for some people in decades.
What’s a decade worth to you?
Even though you’re in debt, you’re still asking yourself, “What do I do with money once I start saving?” And you won’t start saving until they know how you’re going to protect their money.
Think about that.
People want to know how to grow and protect their money even before they are doing it.
5 Big Questions. 4 Sections of Absolute Financial Clarity. 3 Debt Choices. 2 Things You Need To Know About Money. 1 Fantastic and easy-to-use Wealth Dashboard.
Zero Excuses.
If you want to live the life you’ve always imagined, you simply must get Absolute Financial Clarity right now.
Absolute Financial Clarity was built so that even if you just used one of the four sections and tools you would get all the value back of your investment and then many times over. But there isn’t just one section, there are four sections. Four sections that take you from where you are to where you want to be....
What would you give to have not just control, but peace-of-mind concerning your finances? How much is a good night’s sleep, every night, worth to you?
Because I’m so committed to getting your entire financial life in order, I’ve priced Absolute Financial Clarity at $500. The Wealth Dashboard by itself is worth many times more than that low price.
Remember, you get
The Wealth Dashboard
The Debt Decision Tree
The Cycle Investing Strategy
All of these brilliant products come in one package for you. Don’t waste another single moment of your life wondering what could be. Get Absolute Financial Clarity. Then get rich.
I offer you this - to help you align your thoughts with the mindset of money. I’ve made it my mission in life to help people get financial clarity.
I look forward to welcoming you to my world.
All the best,
P.S. The method and the tools will fetch a much higher price if they’re sold separately. Go and get them in one package right now to make sure that you get on the right path today!
"I Never Found a Method That Worked until Fearless Wealth"
"I am a self proclaimed expert in stock market courses, I went to Merrill Lynch. I went to Schwab Private Client. I took Investools twice and I never found a system that worked until Fearless Wealth. In the first year of using the Fearless Wealth method I made 40% on my total stock market portfolio."
- Naeem Zafar, Silicon Valley Venture Capitalist, Sunnyvale California.
"I Have Tripled My Money"
"Since I started working with you I have tripled my money in three years in the stock market."
- Dr. Eric Mebane (Co-Chief, internal medicine Redwood City Kaiser), Redwood Shores, California
"The Best Way Is The Simple Way"
"The knowledge we need to make our money work for us is illusive. I learned from RC that the best way is the simple way. When you have a simple method, it's hard to screw up; you only need to be organized and disciplined."
- Annelisa MacBride, 20 year Psychoanalyst, San Rafael California
"I Now Have A Template"
"I now have a template that will tell me at a glance whether I'm interested in a stock. I now can make money reliably in the stock market."
- Lee Franklin, MBA Harvard Business School, Fortune 100 Business Coach
"I Stopped Losing"
"I stopped losing money and feeling uncertain. I learned stocks have personalities that can be read and those personalities are not about who is running the company, the product or the P/E ratio. The personality is in the charts and the indicators."
- Paul Brannan, VP Schwab Investments, San Rafael California
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