You Have AT LEAST 9 More Years of Losing Money... When Are You Going to Stop the Bleeding and Start Healing?

"I Will Not Sell You A Mutual Fund Or Stock... 
You Can't Buy One From Me,
No Matter How Hard You Try. 
 
I Will Not Give You Silver Tongued, Soothing Stories Full Of Vain Hope And Hidden Sales Pitches.

I Will Give You The Truth... Finally The Truth About Growing Your Money."

Dear Frustrated Investor,

I’m about to show you how the "silver-tongues" have deceived you into believing that if you just "buy and hold" you’ll be able to weather the ugly financial storms we're facing today. 

Why would they do this?  Because the only one a "buy and hold" strategy helps is them… not you.

So, what will I do for you besides make your gut ache and your nerves weak from the reality that the investment money you had 3 years ago is gone forever (at least if you keep doing what you’ve been doing)?

I will help your money grow.  That's what I do... I show YOU how to grow YOUR money.

(No, I don't grow it for you... I don't touch your money... not a penny of it.)

You'll grow your money even as the rest of the market continues to flounder during the next 9 years... even when your friends are being financially devastated and comforting each other in their grief.  

(You know the conversation... "You too? You got killed last year too?"  "Yeah, me too, but we'll get through this together... the market is sure to come back sooner or later.")

Guess what, the "market" will come back, but, as I'll show you in a minute with crystal-clear numbers, your investment and money won't come back. Ever. Certainly not by letting those suave "advisors" do to you what was just done. (The market dropped 57% from November 2007 to March 2009 (19 months)... how did you fare? And "I only lost 25%," is not really something to be proud of, is it?)

No Warm, Fuzzy Harbor Here... Sorry.
But Your Money Will Grow, Which is Better Than Warm Fuzzies

My name is RC Peck, CFP® and I'm here to do something no one else in the market has the guts to do... I'm here to sell you nothing and tell you the brutally honest reality of what it takes to grow your money.

If you can handle that, then read on... and if you don't know what I'm talking about - or are already irritated with my tone of voice - then this letter is not for you.  Call Merrill Lynch at (212) 449-1000 or Ameriprise at (800) 297-7378 and talk to one of their 'Financial Planners' (AKA a used car salesman... doesn’t their 'advice' always lead to a sale? Yes, indeed.)

I'm going to talk to you straight in a hope that you will wake up to the reality of what is happening out there and finally start growing your money... despite what the market is doing.

I'm going to be brutally blunt because every day that goes by in this "new economy" is costing you countless days of financial misery, failure and frustration in the future. 

I'm going to pull back the curtain on the most disgusting, most revolting, most dangerous legal money laundering operation in the history of the world... and you might just hate my guts for it.  

Or, if you're like my clients that truly "get it," you'll laugh with me all the way to the bank.

If you can stomach the truth because the loss of your retirement fund, your hard-earned money, and the hopes of a bright future have finally pulled you out of the trance cast on you by the so-called "Financial Advisors," then I'm ready to give you back full control of your life, your money, and your happiness. 

Fair enough?  Then read on...

Why A 57% Loss Will Take You Over 12 Years to Recover From Doing it "Their" Way

From November 2007 to March 2009, the market took a bloody beating.  During this devastating period it has shown negative growth patterns and lost ground by over 57%.  That money is gone.

But how far gone?  

I mean, aren't the boys behind the big desks at places like Merrill Lynch telling you to "stay the course," "stick with it for the long haul," and other such nonsense?  Last time I looked at Lynch's website, they had a picture of a small business owner on the site with the caption...

"Like many business owners, client Michael Guthrie has made sacrifices.  But he remains optimistic about the future and the investment strategies he's put into place with the help of his Financial Advisor."

Mind if I translate some very smooth Wall Street talk for you?

"Michael Guthrie has made sacrifices"

Translation: "Our strategies have just mercilessly robbed you of over 25% of your income. Yes, it is a sacrifice working with us, but no pain, no gain. We'll help you get it back if you stick with us.  Hey, Michael lost his money too, but you don't see him whining and pulling his money out of Merrill Lynch, do you?  Join the crowd, we'll get through this together."

"... help of his Financial Advisor"

Translation:  "The used car salesman we assigned to you actually knows nothing about financial health and growing money. That's why he works at Merrill Lynch and is not independently wealthy on his own somewhere.

Also, notice how we capitalized his title? That means he is supposed to be both your scapegoat and savior.  When things go bad, you can curse him... which is OK because we've trained him on what to say and how to keep you happy.

When it goes good, you can pay us extra for employing him to keep you happy. In either case, it's not YOUR fault. You're the good guy. You're blameless in this whole affair. Just give us your money and we'll take care of everything..."  

Brutally honest? Yes. A bit cynical? Yes. Truth?  Yes, I'm afraid so.

Ask your financial advisor - err, excuse me, "Financial Advisor" - two questions to see if I am right...

1. "How long, at what growth percentage, will it take me to recover the money I lost because of the 57% drop in the market?"
2. "Can you please show me where that kind of growth has ever happened in the history of the stock market?"

It's doubtful they can even answer the first question, not being a standard sales question they've been taught to deal with. But, if they do, then they'll be forced to admit defeat or flat out lie to you about the second question. 

Here's what really just happened...

Because of how building from a loss works and the nature of the stock market, if you lose 57% one year, you need to enjoy 122% growth the following year to recover that money – just to get back to par with what you had.  122% growth.

How realistic is that?  

Well, historically, when the market does grow, it grows by about 4%-10%. Even in the very best times of serious, sustained growth, you're not going to see more than 14%.  

So, one year of "buy and hold" strategy in the current market will cost you 12-20 years... that’s up to two decades… just to get back to even.

(Reality) Check, Please…

What is reality? Reality is you'll never get back to even. Because even if you recover the lost money, you've already lost that time for compounded growth on your original investment. It's gone, and it's not coming back. But here's the kicker…

The "Financial Advisor" will still make his money… will continue to pay his mortgage, pay his car payments, and pay for a nice dinner on the town for him and his wife. The money still comes in for him no matter what happens to your investments.

Why? Because he gets paid on a percentage of your money. As long as you and thousands of others leave their money sitting in his portfolio he gets a paycheck.

See why the "buy and hold" relationship is so aggressively promoted?

It is sick. It is wrong. It is bad for everyone involved… except the "Financial Advisor" and the boys behind the posh desks on Wall Street… but those are the facts.  You can live with it, or you can see the truth for what it is and do something about it.

Can it really be that bad? Let's take a look at a few numbers before you consider accepting more advice from one of those sliver-tongued "financial advisors"…

• From 1905 to 1921, buy and hold investors lost money
• From 1929 to 1950, buy and hold investors lost money
• From 1966 to 1982, buy and hold investors lost money
• From 1998 to 2009 (until when?  We don’t know yet, do we…), buy and hold investors lost money

So, how does that add up?  In the last 104 years, buy and hold investors lost money during 62 of those years… that's 59.6% of the time… and they're still losing money right now, today. Time to check out of that strategy, don't ya think?

But I've Seen the Facts…
"Buy and Hold" Works

Now, I can hear you saying, "RC, if those numbers are true, then how can any investment firm or bank in the country ethically say that all I need to do is invest my money and let it ride with them? Besides, I'm pretty sure they showed me a study before that says their buy and hold strategy works…"

This may surprise you after all I've just told you, but buy and hold actually does work. Which means your financial advisor's claims are both validated and true. But you need to see the whole picture before you breathe that sigh of relief.

Not long ago, Ibbotson Research, a national research firm based out of Chicago, IL, did an extensive study that clearly demonstrated three very important facts…

1. A buy and hold strategy always generates great money and outperforms virtually every other investment strategy available
2. A buy and hold strategy is, by far, the safest approach to take to investing and will protect investors from serious loss
3. The first two facts just cited are only valid over a 70-year time period. Anything shorter, historically, will result in a serious loss of or reduction in your investment

Most "Investment Advisors" are more than happy to deliver the first two points of the study. But when's the last time anyone bothered to share that last point with you?

Let me tell you, that last point makes all the difference in the world. We're talking 70 years, not months.

The average life expectancy of women in the United States is only about 79 years. A little less for men. Did you get your portfolio in order by 9 years old? And if you did, you weren't planning on spending any of it before you're on your death bed, right? Yeah, right.

Besides, if you're like the vast majority of people in the market today, you'll only invest for a total of 20 years… or less.

Wishful Thinking Won’t Make You Wealthy

"Buy and hold" has become the mantra of the Merrill Lynch’s of the world. Just keep putting your money in and they’ll invest it for you, for a fee of course, in some 10, 20, or 30-year plan.

Yet 90% of all investors – including the managers of some of the world’s largest mutual funds – consistently bring in much lower returns than a simple unmanaged index like the S&P 500 by following this strategy.

Consider one of the most exciting growth periods in the history of the United States. During the 16 years from 1984 to 2000, our nation experienced stunning growth.  The Stock Market was in a heyday like no other.

During that time, the average mutual fund investor made a handsome 5.32% gain on his money per year. Not bad, right? The "Financial Advisor" was doing his job admirably… unless of course you look at what the S&P 500 did. In that same period, the S&P 500 grew by 16.9% per year.

Why did the average mutual fund investor miss out on 11.58% of the growth?

If you were to conduct a study of every billionaire investor today, you would discover that virtually all of them had their start in a "tough economy." None of them began their growth curve during a serious bull market. Not one of them.

Guess what else?

Not one of them relied on traditional "Financial Advisors" to manage their funds. None of them stuck their money in a mutual fund somewhere and listened to the smooth-talking used car salesman as he suggested "Just leave your money with me, and I’ll take care of you. We’ll hold this and give you a nice return on your investment, we promise.

Read the fine print, because they don’t guarantee…

Most investors and money managers buy or recommend a stock for any number of reasons: it has good corporate leadership, it’s expanding overseas, their financial advisor slapped a "buy" rating on it, they overheard a hot stock tip in the restroom, and their grandma owns the stock… whatever. They’re looking for that big opportunity.

So when your financial advisor tells you he found a great company for you to invest in, just say "Big whoop." Stocks don’t go up just because the company has a good story.

But perhaps you buy the stock anyways. One of two things happens…

1. The stock goes up. You’re happy, and you hold onto the stock in hope of still higher returns.
2. Or the stock goes down. You hold the stock anyways, because if you get out now you’ll definitely lose money. And you’re hopeful the stock will go back up eventually so you can at least get your money back.

Whether you’re buying or holding, both decisions are based on emotion. Hope. It may be hope based on a whole bunch of facts, but if those facts don’t bring up the stock price, what you’re left with is just hope. And an underperforming stock portfolio.

Even if your stock goes up, how do you know when to sell? After all, there’s no point in riding a stock up just to ride it back down when it falls in price again. You need a strategy that tells you when to get in… and when to get out.

I can tell you one thing. Those billionaire investors did not make their money following that buy and hold advice your "Financial Advisor" is spewing.

Successful Investing Couldn’t Be Easier

Here’s a secret that is so obvious no one can see it: The only way to make money in the stock market is to own stocks that are increasing in price. Yep. That’s it. That’s the only way.

If your stocks are going up in price, you’re making money.

If your stocks are going down, you’re losing money. And it’s not "paper losses," either. That’s real money going down the toilet, so stop flushing.

Why do all the experts make it sound so complicated? Are their results better than the market? No! In fact, you can outperform 95% of active money managers by simply investing big when you’re making money. And getting out of the market when it starts heading south.

But there’s the rub… how do you know if a stock will go up? Or down?

The Trend Is Your Friend

I’m about to show you the single most important investment strategy you should know to protect and grow your wealth in any market. It’s so important I call it TheOne method. And it’s all about buying something that is already doing what you want it to do. No guessing.

What do you call “buying-something-that-is-already-doing-what-you-want-it-to-do”? Translation – find the big trend.

Not trends as in following a herd of day traders off a cliff when the stock market takes a dive.

But trends as in recognizing when to jump in big when the market’s heating up… knowing when to sell at a profit… and knowing how to avoid major losses from a crashing sector or even an individual stock.

Let me share a little secret with you. Regardless of what direction the market is heading today, 75% of stocks will be pulled right along with it.

So what does that mean? It means that when the stock market’s going up, 75% of stocks are going right up with it. When it’s going sideways or falling, same thing. 3 out of 4 stocks will move sideways or fall in price, right with the trend. The only thing left is to figure out which way the trend is going.

You’ll Know When To Get In…
And When To Get Out

"You got to know when to hold ‘em, know when to fold ‘em."

Kenny Rogers might as easily have been singing about investing as gambling. Because that’s the whole key to winning in the stock market – knowing when to get in and when to get out.

In Blackjack, card counting is a strategy to help the player gain an advantage over the dealer by tracking the ratio of high cards to low cards. When the count of the deck is high, the player has a much higher probability of winning and makes larger bets. When the count is low, table-minimum bets are in order.

Well, I "count the deck" on the stock market.

By noting when the trend, or mode, of the stock market changes, I know exactly when to invest heavily and when to get out. By changing the odds, this very simple system has helped my clients earn an average annual return of 17.53% for over 11 years.

Let me show you how this system works.

Mode change: Get out
2000 (October 29th) – mode change – low probability, get out of the market
2001 – no mode change - low probability, stay out
2002 - no mode change - low probability, stay out

Mode change: Get in.
2003 (May 30th) - mode change - high probability, get in and bet large.
2004 - same mode - high probability, stay in and bet big
2005 - same mode - high probability, stay in and bet big
2006 - same mode - high probability, stay in and bet big
2007 - same mode - high probability, stay in and bet big

Mode change: Get out.
2008 (January 15th) – mode change – low probability, get out

 

Look at that chart again. By investing heavily when the trend is up, you can easily double your returns in bull markets. But that’s not nearly as important as this:

TheOne method also lets you know when to get out of the stock market, so you can safely capture your wins and manage your losses when the market comes crashing back down.

Following TheOne method you would have broken even during the 40% market drop from November 2000 to May 2003. And you would have known to jump out of the market again last January, before the market went into complete freefall.

I should let you know that the figures you see in the chart above are based on the general market as a whole. In actuality, TheOne method clues you in on which sectors are hot and shows you how to identify the best stocks to actually invest in for even greater returns.

As a result, my clients’ portfolios actually grew between -2% to +5% in 2008, which is a huge difference from the -38.5% loss or more - of the average person’s portfolio.

How different would your portfolio look today if those had been your results?

It’s Time To Reprogram
Your Brain For Success

"But RC, if it’s really this simple, why isn’t everyone doing it?" you ask. Great question! It’s a problem I’ve spent years learning the answer to.

Let me ask you a question. Have you ever said to yourself, "I really should do this" – then you don’t? We all have. More often than we care to admit.

Why is that? Are we schizophrenic? Well… sorta.

You see, there’s two main parts to our brains. There’s what I call the human, or logical, brain that thinks things through and makes decisions based on facts and reason. This is the side we all love to think runs our lives.

And then there’s what I call the "critter brain." Located at the top of your brain stem, this part of your brain has one function, and one function only: survival.

Your critter brain spends every moment of every day scanning for threats. And because your survival is at stake, it overrides your logical brain’s thoughts at the first sign of danger.

So what’s considered dangerous? Anything it isn’t already familiar with and knows you can survive. Your critter brain doesn’t have time for second chances, so it runs first and asks questions later.

Have you learned to survive scarcity, financial crisis, loss? Your critter brain gives itself gold stars and high fives for continuing down that path because it’s familiar, survivable, and therefore, "safe."  Try anything new and your critter brain will be screaming every moment for you to Run! Get out!

It’s not logical, but that’s my point. Until you actually start growing money, you will usually feel bad about the strategy that is actually good for your bank account.

But by following a proven, systematic strategy, you can override and reprogram your critter brain to accept a new pattern of success. TheOne is that strategy.

I'll Lead You Step-By-Step From
Underachiever to Investing Superstar

You've heard enough bad news. It's time for some good news. In just hours you can completely change the course of your financial future.

By following the simple strategies I'll show you in TheOne, you'll have a paint-by-numbers simple strategy to show you step-by-step how to:

• Know which direction the market is heading at any time
  
  
• Recognize trends in specific sectors
  
  
• Invest with the largest margin of safety so you never lose your shirt
  
  
• Avoid dangerous stocks in seconds with a quick glance

I know many financial courses can be about as exciting as watching paint dry. Slogging through page after page of dull facts and complex charts isn’t many people’s idea of a fun afternoon.

But you won’t find dry and dull with TheOne. Through a short series of millionaire-making audios and videos, I’ll walk you through every action necessary to turn your portfolio into a wealth-building powerhouse.

• Step 1 – Start Here (audio) – You begin your journey to wealth by learning the philosophy behind TheOne. You'll learn exactly why it works, and why so few people are willing to use it. I'll also review why there are only a few vital steps you have to take – and how you can simplify your life by avoiding the million trivial steps you think you must do.
• Step 2 – The Introduction (video) – When it comes to stocks, everyone wants to be the expert. But truth is, it ain't what you know that gets you in trouble, it's what you know for sure that just ain't so that really gets you in trouble. In this video you'll meet the billionaires I've learned this amazing strategy from.
• Step 3 – In Or Out? (video) – This may sound like heresy to traditional Wall Street money managers, but there are times when you don't want to be in the market – at all. In this video I'll introduce you to the most important tool you'll ever need. It's not a crystal ball, but it's the next best thing in telling you whether to be in or out of the market.
• Step 4 – In Or Out? Continued (video) – TheOne isn't about wishful thinking. It's about facts. In this video I'll share with you the actual background data used to create the market signal supporting the overall strategy. And I'll also reveal why this strategy beats 95% of active money managers. I'll give you a hint: it's about being very good at how you lose.
• Step 5 – Buying Sectors (video) – This video is going to dramatically simplify your investing life by showing you the only two investments you ever need to know about. You read that right. There are over 12,000 stocks and another 12,000 mutual funds, but I'm going to show you the only two types of investments you'll ever have to concern yourself with again.
• Step 6 – Buying Stocks (video) – Just because a sector is going up doesn't mean every stock in that sector is gold. Now you'll be able to find the individual stocks that are driving that sector's growth. This way you'll always be invested in the stocks with the best trajectory (up). I'll also show you how to minimize your risk by properly setting a stop loss.
• Step 7 – Cycle Investing (video) – I'll show you how to identify when we're in a physical asset bull market or a paper asset bull market. This is must-know information in order to invest in the right sectors and asset classes. You'll also learn the three phases of a bull market and how to choose where to invest your money.
• Step 8 – Cycle Investing Continued (video) – You may not be as familiar with physical asset investing, so I'll show you how to invest and what to invest in when we're in a physical asset bull market. I'll also show you how to know when we're in each cycle.
• Step 9 – Margin Of Safety (video) – Being wrong can wipe out a decade of gains. In this video I'll show you how to invest with a wide margin of safety so even if you're wrong, your "wrong-ness" won't destroy years of savings and investments. I'll also show you the very best long-term deep value investment funds in the US which employ "margin of safety" investing.
• Step 10 – Emotions (video) – Remember that critter brain? Here we'll take a close look at how your emotions work against you. We'll also look at an example of experts and how good they are at predicting the future (as it turns out, not that good). Your emotions will want to believe in them nonetheless.
• Step 11 – Putting It All Together (video) – This is where it all comes together. In this video, I will talk about all the strategies and how you can use them by asking three simple questions. If you can answer these three questions, then you'll always know where to invest your money. It's the combination of all three strategies you have learned up to this point that make up TheOne.

By the time you finish this course, you'll have a complete understanding of what drives investor behavior and how to overcome those limitations to produce truly spectacular results – by any standard.

Inaction Can Cost You More Than Action

"OK, RC, how much is it going to cost me?"
Not to be coy, but that really depends on what "it" is.

Are you currently invested in the stock market? If so, how much would it cost you if your portfolio’s value suddenly dropped by 10%? How much would you lose out on if you could reallocate your stocks today to take advantage of a strong uptrend but didn’t?

My point is there’s always a cost. There’s a cost for action, and there’s a cost for inaction. But if you take action and, as a result, earn back more than you spent, what is your real cost?

I’m not going to lie to you and say that my advice is cheap. It’s not. In fact, I regularly charge anywhere from $3,000 to over $14,000 for a couple days of my time. But repeatedly, my clients tell me the value I provide far outweighs the cost. In fact, I ask my clients 12 months after I start working with them this question:

Was the cost to work with Fearless Wealth worth the investment?

99% say yes.

I also ask, Are you measurably wealthier since working with Fearless Wealth?

Again, 99% say yes.

So ask yourself, what would it be worth for you to be measurably wealthier 12 months from now with the knowledge to continue growing your wealth year after year?

Would it be worth $5,000? $10,000? How about $15,000?

Given the lifetime value of what you’ll learn with these strategies, this may sound a little crazy, but for a limited time I’m willing to share everything I know with you for just $1995. Now, there's a deep value investment.

You Also Get Complete Access
To My Personal Financial Toolbox

I find great personal pleasure in helping people. Though I’m practically giving away my secrets in TheOne video courses already, I still want to help you get past the implementation learning curve.

That’s why I’m also going to include these extra goodies for you at no charge when you purchase TheOne strategy from me today.

• Open & Closed Position Spreadsheet – Protecting and growing money requires good organization. This specially designed spreadsheet will make it easy for you to track all of your open and closed positions, including 401(k), brokerage, and 529 investments in one place.
• The Rules of Investing – Experience has shown that even with simple systems, if you try to keep everything in your head, you’re bound to forget something important sooner or later. This convenient guide to the main take-away rules ensures you will always stay on track.
• The Procedure – The complete picture at a glance. Print this out and keep it on your wall so you’ll always know the correct next step to take, even when your critter brain hollers “no!”

I’ve been a Certified Financial Planner and Registered Investment Advisor for a long time. Over the years, I’ve found a number of services and websites that I find indispensable for both myself and my clients. You’ll get them all through my personal Rolodex, which I want you to have as my courtesy to you just for trying this program.

My Personal Unconditional Guarantee

Look, if what I tell you is true, then you and I both know that the price of this course is nothing compared to the real difference this information will make in your life.

But I understand you may still be a little hesitant to get on board. That’s why I’m willing to offer you an unheard of 3-part guarantee:

	Guarantee #1 – I guarantee you’ll learn not just "general market theory" but will actually know how to pick the market-leading stocks that will give you the greatest returns, investment after investment. You'll also learn not just how to make more money, but how to keep more of what you've invested by protecting yourself from losses.
	Guarantee #2 – I guarantee you’ll learn not just one or two, but three proven strategies that will let you make money in any market.
	Guarantee #3 – I guarantee you’ll find every strategy in this course easy to understand and simple to follow. You’ll have every tool you need to dramatically increase your wealth.

I personally use and teach the strategies you will learn from this invaluable course, and am absolutely confident you will succeed in bringing home consistently higher returns with your investments if you'll use these simple techniques in your portfolio.

Although you could go through all the information in this course in just hours, I want you to experience the results for yourself. That’s why I’m extending this unconditional guarantee to you for a full year. Watch all the videos as often as you like, review all the material, put me to the test – for a whole year, if necessary. If, for any reason at all, this course doesn’t live up to your expectations during that time, simply let me know and I’ll promptly and courteously refund every penny.

It's Your Choice

If what you've read here today flies in the face of everything you've been taught up to now, then good. Because now you have a choice…

You can continue trusting in the "skills and training" of the big banks, brokers, and financial advisors. It'll feel warm, safe, and fuzzy. You might even make a little bit of money now and then. And whenever the markets drop you can trust in your financial advisor to help you make your money back… eventually… by hanging in there long enough… hopefully.

Or you can choose to take full control of your investments and your growth strategies. It won't help you feel "safe" at first. And it will demand that you step up, learn more, and take charge of your investments.

But it also means that your money will finally have the chance to grow, regardless of what the "economy" is doing. More importantly, you'll no longer be at the mercy of those who stand to gain whether you do or not.

I invite you to make the second choice. And I look forward to hearing your personal success story like so many others I've helped before.

To your wealth,

RC Peck, CFP
Certified Financial Planner

P.S.  – Understanding our own financial behavior is a key foundation of investing success. Recently, I gave a talk to a group of investors in Marin County on how to produce great investment results through behavioral investing. Sign up today for TheOne and I'll give you a recording of this powerful session – free.

P.P.S. – I've helped numerous investors just like you achieve the financial success they were looking for. Hear for yourself what made the difference for them.

Frequently Asked Questions

Q: You really don't seem to like other financial advisors. How come?

A: Look, pretty much anyone can become a financial advisor with 60 days of part-time study and the ability to pass a basic test. I've known many financial advisors over the years. Most of them mean well and are nice people. But I learned a long time ago that "I like and trust my financial advisor" is not a sound investment strategy. Just because a lifeguard can pass a written test doesn't mean they're ready to save your life when you're drowning. And just because your financial advisor passed a test doesn't mean he's able to help you profitably grow your portfolio. I just get a little ticked off seeing people's hard earned money get flushed down the toilet because they trust in some well-mannered but ignorant advisor who can't even manage his own money, much less yours.

Q: What professional qualifications do you have to tell me what works financially?

A: I am a certified Financial Planner (CFP®), a Registered Investment Advisor, and a money manager. I've been formally trained as both a money manager (don't laugh!) and commodity trader. I'm intimately familiar with the systems and rules of trading – and with the baloney some financial advisors try to pass off as fact.

Q: Great, but what makes you different from the financial advisors I use already?

A: Unlike many financial advisors, who are basically salespeople for a company's products (such as mutual funds and insurance), I don't sell anything except proven advice on how to create wealth. To that end, I have a solid 11-year track record of helping my clients – and myself (I put my own money where my mouth is) – create and grow their wealth far more rapidly than market average. I also have special training in Neuro-Linguistic Programming (NLP), which helps me guide my clients in viewing their money and investments differently. This is sometimes the most important step in bringing about positive financial change.

Q: Can the information provided in TheOne program really give me everything I need to create wealth faster than market average?

A: Yes! TheOne will teach you everything you need to know to implement not just one, but all three of the only proven methods to reliably generate wealth in any market within your lifetime. If you will put into practice ANY of these proven strategies, you will increase your wealth. Can I guarantee specific results? No. However, these strategies have always worked whenever anyone has implemented them so far. That's why I'm very comfortable offering you my full-year unconditional guarantee on the program. Put these strategies to the test yourself – they work.

Q: With your background and all the other high-end programs you offer, why are you offering this program so inexpensively?

A: My higher-end courses require a much larger investment of my time per client, so I must charge a correspondingly higher price since I have a limited supply of my time. I recognize there remains a tremendous need for solid financial guidance for investors – guidance that is largely lacking in the marketplace. TheOne fills this gap at a price almost anyone can afford, including investors just starting out or who've already lost much of their savings in the market.

At Fearless Wealth we stand behind our programs 100%. If you decide at anytime within the next 12 months that this program is not for you, simply return it for an exchange or full refund for the price of the course.